In case you have a Citi Costco bank card, you’ve been incomes some nice rewards all 12 months.

I really like the cardboard since you get 4% at gasoline stations (first $7,000 every year), 3% at eating places, 2% from Costco and Costco.com, and 1% in all places else.

What I don’t love as a lot in regards to the card is that you just get your rewards yearly, often in your February assertion. It could be good if the rewards have been simply deposited as cashback every month, however I suppose this does appear to be a extra frugal possibility… which is in keeping with Costco’s model.

Usually, you possibly can redeem the certificates on the Costco money register. In case your certificates is over $300, you may as well choose to direct deposit the certificates – a very nice function.

Learn how to Direct Deposit Your Costco Rewards Certificates

We do a ton of our procuring at Costco and with 4 youngsters, this implies we get a reasonably sizable examine from Costco – far more than $300. (we additionally put our gasoline and restaurant spending on the cardboard too!)

To get your reward certificates direct deposited, log into your Citi account and scroll down till you see this a part of the display screen:

When your certificates is prepared, the Certificates Standing will say Issued. Additionally, you will get an e mail that comprises your certificates’s bar code.

At this level, you possibly can click on on Direct Deposit and it’ll reveal this display screen:

In the event you haven’t added your financial institution, you possibly can click on Add an Account and and also you’ll be prompted so as to add your again by way of Plaid. If it’s a non-Citi account, they require two funds from it earlier than they’ll settle for it for direct deposit.

In any other case, you possibly can choose your financial institution and click on redeem.

When you click on redeem, you’re proven this affirmation display screen:

That’s it! Tremendous simple.

✨ Associated: Try the newest Costco Coupon Guide Scans

Learn how to Redeem Your Costco Rewards Certificates in Warehouse

If you wish to redeem your certificates within the warehouse, merely convey it to the money register. You can’t redeem it at Buyer Service.

Simply observe that they’ll pay you the reward from the money register so if it’s a extremely giant reward certificates, it’s higher to get it direct deposited. Or, wait for a bigger procuring journey so you should utilize the certificates on the acquisition and get what’s left over.

In the event you misplaced your certificates, you possibly can all the time log into your Citi account and get it reprinted. Simply click on on Entry Certificates and this display screen will seem:

Requesting a brand new one will invalidate earlier ones, as they’ll invalidate the bar code.

Different Necessary Notes

Keep in mind to redeem your certificates earlier than the tip of the 12 months! The certificates expire on 12/31/2024 and there’s nothing you are able to do when you overlook.

Additionally, solely you and any approved customers can be allowed to redeem it. You need to present your card on the register anyway so that is often not an issue… however observe that you may’t give it to a good friend.

I’ve by no means tried redeeming it on the self-checkout however I’d suspect you possibly can’t get it redeemed there.

Lastly, when you didn’t get a certificates this 12 months, they’ll solely challenge it when you’ve been a member for not less than a 12 months. In the event you signed up final 12 months however after the final certificates, sadly you’ll have to attend a further 12 months. I don’t know why this rule exists however that’s one purpose why.